Banking Services Management (BSM) MCQs

M

Mr. Dubey • 51.72K Points
Coach

Q 51. Banking ombudsman has been constituted under which act?

(A) banking regulation act
(B) rbi act
(C) sbi act
(D) copra

M

Mr. Dubey • 51.72K Points
Coach

Q 52. The rate of which discounting the bills of first class banks is done by RBI is called

(A) bank rate
(B) prime lending rate
(C) loan rate
(D) discounting rate

M

Mr. Dubey • 51.72K Points
Coach

Q 53. Which is the current revision & year of UCPDC?

(A) ucpdc 500, 1993
(B) ucodc 400, 1993
(C) ucpdc 300, 1973
(D) none of these

M

Mr. Dubey • 51.72K Points
Coach

Q 54. Which of the following NBFC converted itself into a commercial Bank?

(A) tata finance
(B) reliance capital trust
(C) birla mutual
(D) kotak mahindra

M

Mr. Dubey • 51.72K Points
Coach

Q 55. The Apex Co-operative Bank is known as

(A) central co-operative bank
(B) state co-operative bank
(C) rrb
(D) nabrd

M

Mr. Dubey • 51.72K Points
Coach

Q 56. Banks create money by

(A) liberal credit
(B) differential instrument
(C) accepting deposit
(D) all or some of the above.

M

Mr. Dubey • 51.72K Points
Coach

Q 57. .The interest and principle amount of a loan not repaid by a customer in a bank ,the bank consider such loan as……..

(A) rd
(B) fd
(C) npa
(D) tod

M

Mr. Dubey • 51.72K Points
Coach

Q 58. A minor cannot

(A) accept a bill
(B) draw a bill
(C) endorse a cheque
(D) none of the above

M

Mr. Dubey • 51.72K Points
Coach

Q 59. A joint account can be opened by the banker on receipt of application signed by

(A) majority of the joint account holders
(B) all joint account holders
(C) any joint account holder
(D) none of the above

M

Mr. Dubey • 51.72K Points
Coach

Q 60. .The person appointed to operate the account after his death by the deceased himself before his I death is called

(A) executor
(B) administrator
(C) attorney
(D) none of the above

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