Banking Services Management (BSM) MCQs

M

Mr. Dubey • 51.72K Points
Coach

Q 71. Certificate of Deposit cannot be issued by

(A) scheduled commercial banks
(B) regional rural banks
(C) all india financial institution
(D) none of the above

M

Mr. Dubey • 51.72K Points
Coach

Q 72. Pay order is issued by the banks for

(A) local payments
(B) inter-state payments
(C) foreign payments
(D) none of the above

M

Mr. Dubey • 51.72K Points
Coach

Q 73. The period of limitation in case of deposits with bankers from the date on which

(A) deposit was made
(B) deposit matures
(C) date of dema
(D) for payment by the customer

M

Mr. Dubey • 51.72K Points
Coach

Q 74. A right of appropriation first lies with the

(A) debtor
(B) creditor
(C) court
(D) none of the above

M

Mr. Dubey • 51.72K Points
Coach

Q 75. When a banker accepts the securities for safe custody, the relationship between a banker and a customer is that of

(A) a debtor and a creditor
(B) trustee and beneficiary
(C) principal a
(D) agent

M

Mr. Dubey • 51.72K Points
Coach

Q 76. Travelers cheques are issue by

(A) travel agencies
(B) commercial banks
(C) tourist department of government of india
(D) none of the above

M

Mr. Dubey • 51.72K Points
Coach

Q 77. The title of the endorsee will not be better than of the endorser in case a cheque is crossed containing the words

(A) & co
(B) not negotiable
(C) account payee
(D) none of the above

M

Mr. Dubey • 51.72K Points
Coach

Q 78. The banker's answer in case of dishonor of a cheque on a account of insufficiency of funds is generally

(A) refer to drawer (rd)
(B) no funds (nf)
(C) not arrang
(D) for (naf)

M

Mr. Dubey • 51.72K Points
Coach

Q 79. The relationship between a banker and its customer is basically that of

(A) a debtor and a creditor
(B) a trustee and the beneficiary
(C) a principal a
(D) an agent

M

Mr. Dubey • 51.72K Points
Coach

Q 80. Introduction of rating methodology for banks was introduced by RBI on the lines of-

(A) camel
(B) ir
(C) cma
(D) none of these

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