Explanation: A cumulus cloud that exhibits significant vertical development (but is not yet a thunderstorm) is called cumulus congestus or towering cumulus. If enough atmospheric instability, moisture, and lift are present, then strong updrafts can develop in the cumulus cloud leading to a mature, deep cumulonimbus cloud, i.e., a thunderstorm producing heavy rain. In addition, cloud electrification occurs within cumulonimbus clouds due to many collisions between charged water droplet, graupel (ice-water mix), and ice crystal particles, resulting in lightning and thunder.